Cost Of Living in Canada For Indian Students

Cost Of Living in Canada For Indian Students

For Indian students, Canada has always been a top destination for studying abroad. The quality of higher education in Canada and the affordability of living costs are among the top reasons international students choose Canada over other countries. Canada has a relatively low cost of living compared to countries like the US and the UK. That is one reason why college students prefer Canada over the United States and other countries.

In comparison to other developed countries, Canada’s education fees are very affordable. You’ll likely need between C$20,000 and C$30,000 per year to cover tuition. It is a range only and can differ based on your institution and program. Your living expenses will vary depending on your location and individual needs, but an estimate of $15,500 a year is not uncommon.

This article provides a short guide to the cost of living in Canada for Indian students. Students from India who wish to study in Canada must have at least CAD 10,000 in their accounts, in addition to the amount needed for tuition. The cost of living varies depending on where you live. Some parts of Canada are significantly more expensive than others, with Vancouver continuing to be the most expensive city in Canada. Québec, on the other hand, has much lower prices.

Tuition fees: 

The cost of studying in Canada is heavily influenced by tuition fees levied by universities. An overall cost is determined by a variety of factors, including the type of course, its reputation and international reach, and the city where it is taught. 

The average tuition cost at some of Canada’s most prestigious institutions could reach CAD 35,000. The Council of Ministers of Education of Canada (CMEC) offers an online tool that allows international students to estimate the cost of studying in Canada.


Canadians’ cost of living is largely determined by accommodation costs in addition to tuition. Some institutions offer on-campus housing, but you can also live off-campus.

Some institutions offer meal plans that let you purchase food from the university’s food outlets. University housing is frequently less expensive.

Depending on what kind of apartment or room you will need, the cost of rent will range from approximately CAD 5,000 to CAD 10,000 a year.


Canada has a cross-continental network of highways that reaches the farthest reaches of the United States. However, travel expenditures in Canada are prohibitively high, both for short and long distances.

In consequence, students take subways, trains, and buses, with typical monthly costs ranging from CAD 80 (INR 4,300) to CAD 110 (INR 6,000).

Health and Insurance:

Medical insurance costs are included in the final estimates of the cost of studying in Canada since it is required that students be ensured before starting the program. Costs can range from CAD 300 (INR 17,000) to CAD 800 (INR 44,000) per year, depending on the type of policy chosen.

Other Costs:

Other living expenses include books, stationery, library membership, groceries, and utilities such as rent, water, electricity, phone, and internet charges.

  • Miscellaneous (electricity, water, heating, etc.): Rs. 10000 per month
  • The monthly cost of Internet is Rs.3000-4500

Student Visa and Application Costs:

A Canadian study permit is required for students who wish to apply to any Canadian university. If the course lasts longer than six months, a study permit is required. In case they tend to extend their stay, students who are enrolled in a course less than six months should apply for the study permit. The Indian rupee equivalent of the Canada student visa fee is 8,542 (CAD 150). Student application fees are determined by the student’s nationality and the university to which they are applying. Students are required to submit proof of funds along with the letter of admission and other documents. The minimum bank balance required for a one-year Canadian student visa is INR 6,00,000.

Taxes in Canada:

International students studying in Canada need to file Canadian income tax returns depending on their residency status. The filing of taxes can be advantageous for international students, even if they aren’t citizens in the country. For instance, GST credits, the Child Tax Benefit, or a refund can be claimed when filing taxes. Students who earn income from teaching, research assistantships, employment in Canada, or investments must file an income tax return. They must report income from outside Canada as well.

This article will assist you in planning your abroad journey to Canada and give you a better understanding of the total costs involved. Before moving abroad, it is always a good idea to plan your expenses. Students from India are one of the largest groups of international students in Canadian educational institutions.


If you are thinking of staying longer a better option would be a student visa. As currently most of our Universities are offering discounts, special installment plans, or other forms of help.

At Interface Alliances, we have expert counsellors able to support you step by step and guide you through this delicate journey. Before you make any decision, which may affect your current visa or situation. Please contact us and seek advice, our support is free of charge!


Our consultation is FREE. We will get back to you within 24 hours

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